Disability Insurance

As medical technology is advancing, the fast steps of society, the heavy work pressure, as well as the rate of physical and mentally ill are ascending.

Accidents and illnesses are a fact of life. They could happen to anyone at any time. Did you know that

  • 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
  • The average length of a disability that lasts over 90 days is 2.9 years.

Disability insurance solution is available offer flexibility and features to help bridge the gap between income and expenses during a disability. Our advisors will, according to your occupation and income nature, custom made a plan to provide replacement income, short term or long term, with various waiting period and benefit period to match the nature of your occupation and financial need.